A QUESTION OF TRAVEL INSURANCE

Q.  As I have a pre-existing medical condition, can I still be insured?
A.  Yes, you have two options. You can either have a policy which will cover you for claims that are not related to that medical condition, or you can speak to our confidential Medical Screening Service who may include additional cover for a small extra premium.

Q.  I am going to stay with friends in the UK for a week before going on a 15 day Caribbean Cruise from Southampton and then stay with them again for a few days before returning to Spain. Can I just take a policy for the duration of the 15 days cruise?
A.  NO. The policy must cover the entire duration of your return journey inclusive of the date you leave Spain until the date you arrive back in Spain. Otherwise, many sections of the policy will be invalid and you will be unable to claim if things go wrong!

Q.  If I am sick, injured whilst I am on holiday and his causes me miss by flight home, will my Globelink Travel Insurance policy cover the cost of a repatriation when I am fit enough to fly?
A.  Yes. You will have £5 million pounds cover for Emergency Medical Expenses, including Ambulance recovery and repatriation costs.

Q.  I was booked to fly with XL Airways when they collapsed last year and I lost my holiday. Will my travel insurance policy provide cover if my airline goes bust?
A.  Yes. Globelink Annual Multi Trip and Comprehensive single tip policies include Airline Failure cover for your outward and return flights.

Q.  How can I get more information or arrange cover?
A.  Visit www.globelink.co.uk You should find everything you need to know. You can get a quote instantly and you can arrange cover securely online. Your travel insurance Policy, Certificate and Emergency Assistance Card will be delivered to you immediately by email.

Q.  Do I have to call a UK number if I want to talk to Globelink?
A.  No. Your can call us on our Spanish link line on 96 626 5000

We will be pleased to answer any questions you have about Globelink Travel Insurance Policies. To send your questions, please visit www.globelink.co.uk and click on Contact US or call us on 00 44 1353 699 082 or our Spanish link line 96 626 5000

A QUESTION OF TRAVEL INSURANCE

Q Why should I bother with Travel Insurance if I have an EHIC?

A The EHIC does not pay 100% of medical costs. It does not pay for bringing your family home in the event of your illness or injury and nor does it pay for an air ambulance in case you need to be flown home, dead or alive!

Q I am flying to UK to connect to another flight to my holiday destination. Are both flights covered for delays and missed departure?

A Most travel insurance policies only give cover for the original outward flight. But Globelink policyholders can rest assured that both flights are covered.

Q What is Hospital Confinement Benefit?

A In addition to Emergency Medical Expenses cover of £5 million per person, Hospital Confinement Benefit is a daily benefit paid to you for the inconvenience of being hospitalised, whilst you would otherwise be enjoying your holiday.

Q I have a pre-existing medical condition, can I still be insured?

A Yes, you have two options. You can either have a policy which will cover you for claims that are not related to that medical condition, or you can speak to our confidential Medical Screening Service who may include additional cover for a small extra premium.

Q Do I need Single Trip or Annual Multi Trip Travel Insurance?

A Single trip is best if you only take one holiday, or if you will be away longer than 4 months. Annual Multi Trip will give you a good saving if you will make two or more trips during the year and offers a much bigger saving for couples or families.

Q I live in Spain, What Credit or Debit card can I use?

A When you visit www.globelink.co.uk, you will be able to select payment by Euro or Pounds and pay by any Credit or Debit card except Amex.

Q How can I get more information or arrange cover?

A Visit www.globelink.co.uk You should find everything you need to know. You can get a quote instantly and you can arrange cover securely online. Your travel insurance Policy, Certificate and Emergency Assistance Card will be delivered to you immediately by email. Or you call us on our Spanish link line on 96 626 5000.

Retaining Wall Solutions SL can provide the complete solution Including a new mini block range which is ideal for the DIY enthusiast

Retaining Wall Solutions SL (RWS) is a company dedicated to providing a professional service to its clients. RWS can provide the complete solution to any retaining wall problem from start to finish. RWS is all about flexibility, innovation and above all, results. Our team of experienced installers and dynamic designers will focus on your precise wishes to deliver cost-effective solutions to any project.
Whether it’s a house, urbanization, or commercial project RWS has the skill, expertise and talent to exceed your expectations.
Our extensive modular block range has many features and benefits that make it the solution of choice for any retaining wall project – for roads, rail, canals, rivers, homes or any general landscaping project. This modular block solution works whatever the height, on land or in water and every project is designed to the new requirements of EC7 standards. So if you’re looking for a sustainable, concrete solution that looks like a natural stone wall, with installation rates that can reduce project time by up to 50%, then look no further.
Our innovative projects are forever keeping the competition on their toes. We specialize in residential and commercial development for clients; we can also offer the following services: land reclamation, excavation, topography, and soil analysis.

RWS have completed many projects, from small walls to walls of 24 meters in total height; there really is no engineering limit to the height of the wall that can be constructed.

Retaining walls do not have to be a purely functional thing, they can be constructed to create different levels for planting that will maximize your usable land area and can incorporate irrigation systems, steps to allow access to different levels as well as lights to illuminate areas if required. Infinity pools can create cascading effects over the walls – the design possibilities are limitless.

RWS would also like to introduce a new product for the DIY enthusiast. The new mini block has been designed for walls of up to 1 meter high, they can be collected from our factory or we can arrange delivery for you. The new mini block is also ideal for putting around trees making a ring effect, they are also ideal for border, edging protection, and any other feature you would like to make. Like our large retaining blocks the mini blocks are dry laid and only need a level gravel footing. .. The installation is fast and easy. These blocks are 33cm long by 10cm high and full instructions on how to lay them is supplied..   

- Return to Business Editorials Main Page -

Linea directa, a company designed for your needs

Línea Directa is aware of the difficulties that foreigners experience when residing in our country (little knowledge of Spanish, of the Spanish legislation and the procedures taken during the handling of a claim), for this reason we wish to make theses matters related to car insurance easier. Our company is based on a direct service without the middle man (intermediary) and allows us to know first hand our customers problems and demands, and present solutions especially thought to cover their needs.

Thanks to the excellent service provided by our company, our customers can proceed to report an accident in a direct and simple manner, using their own language, and having at their disposal a breakdown van (tow truck) within one hour of the accident occurring.

We forward you a few interesting advantages Línea Directa can provide to our clients:

- Línea Directa offers assistance to drivers under the age of 26 years. This gives free assistance for those drivers who have drunk alcohol, or find themselves indisposed to drive.  The vehicle will be towed back to the client’s house, and a taxi will be provided for the driver under 26 back to his place of residence, without any additional cost. This service is provided as long as the distance between the area located and the customer’s place of residence is up to 25 kilometres during 0 to 7 am hours, seven days a week.

- Integrated Medical Treatment: Towards the end of 2004 Línea Directa launched the Integrated Medical Treatment for all policy holders within the company. This is based on a network of private medical assistance which guaranties our customers who have experienced personal injuries during a car accident, a complete medical treatment. This is a totally free service and at the disposal of both the driver of the insured vehicle and any passengers inside the vehicle at the time of the accident, irrelevant of whether the driver is the innocent or responsible party in the accident

We are pleased to help you, so call us for further information on 902.123.104 

Choosing the Best Type of Pool for Your Garden or Terrace

The first thing to consider is whether the pool is going to be in-ground or above-ground. In-ground pools, whether built from scratch in concrete, or a prefabricated moulded acrylic pool mean excavation. A concrete pool will also need planning permission and a building license, so this option needs careful planning and it is unlikely that the pool can be completed in under one month and can take considerably longer if the permits are not easy to obtain.
Above-ground pools need no planning permission and no building license, they are portable. Above-ground pools of course require no excavation, just a solid, level concrete base on which they sit. The most popular type of above-ground pool is the wooden pool.
A good quality wooden pool can last 20 years and generally speaking costs well under half that of a similar sized in-ground concrete pool. Wooden pools are quick to install, an example being a 6m x 4m pool, 1.2m deep can be installed, filled and ready for use in just two days.
Wooden above-ground pools also have the added security feature that by removing the external ladder after use, no child, elderly person or animal can fall in.
Wooden pools come with a heavy duty vinyl liner, and if opting for this solution, ensure that the pool you buy comes with a long guarantee and comes absolutely complete. You won’t want to be shopping round to buy bits and pieces to complete your pool after it’s built!
If anyone still has doubts about which type of pool is best suited for them, please do not hesitate to call us for a free consultation.
Perfectos Pools Piscinas SL. Tel: 952 59 40 31

Every one of us has some kind of irrational fear. Whether it’s a fear of heights, spiders or confined spaces, this kind of fear or phobia can make our lives a misery. Of course, if you live in Spain and have an irrational fear of elephants, then you can live your life relatively certain that an elephant won’t be lurking around the next corner!

However, an irrational fear of flying is another matter. I would say that, after smoking and weight control, this is the single most popular fear that people come to me for help. Many people simply cannot get in their cars to drive to the airport, let alone get in a plane. However, the good news is that it is very treatable through hypnotic induction with a professional hypnotherapist.

Next on the list would be the panic attack, which often has its root cause in some repressed thought from the past in that person’s life. As a Professional Hypno-Analyst, I see many clients who suffer panic attacks on an almost daily basis. Analysis is an extremely effective way of dealing with these attacks as they are invariably psycho schematic.

Lack of confidence and low self esteem are both treatable through suggestive hypnotherapy and clients can expect to see an immediate improvement even after only one session.

The one treatment that has jumped in popularity in recent years is weight control, especially for those who are overweight. Fighting obesity has become the major challenge of our generation and as people discover more and more that dieting is not a long term solution, they are using hypnosis not only to reduce weight, but to maintain their ideal weight once it has been achieved for the rest of their lives.

www.hypnotherapycostadelsol.com
www.hypnoband.com